Need an appraisal in Littleton or Jefferson County?
The top 7 reasons why Colorado homeowners order from Thacker Appraisal Service:
At Thacker Appraisal Service, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Thacker Appraisal Service, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Thacker Appraisal Service is your #1 weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Thacker Appraisal Service, we're seasoned in helping customers just like you delete unneeded PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be unsuitable from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Thacker Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Thacker Appraisal Service can help you with that. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.